Loan Types
Require a down payment of 3%-20%
Loan limit of $453,100
Lender paid mortgage insurance available
High Balance Conforming -10% Down, No PMI, 700 credit score – Loan Limit of $679,650.
FHA FIXED MORTGAGES & ARMs
100% financing available
Require a down payment of 3.5%
Reduced mortgage insurance for lower credit scores
Loan Limit of $294,515.
VA FIXED MORTGAGES & ARMs
100% financing
NO monthly mortgage insurance premium
Guaranteed by the U.S. Department of Veterans Affairs, allowing us to offer veterans better rates and terms
Loan limit of $453,100
VA JUMBO FIXED MORTGAGES
100% financing available
NO monthly mortgage insurance premium
Guaranteed by the U.S. Department of Veterans Affairs, allowing us to veterans better rates and terms.
Loan limit of $729,750 or the VA county loan limit, whichever is less
USDA GUARANTEED RURAL HOUSING PROGRAM
100% financing
Rural properties located in areas deemed eligible by the USDA
Reduced mortgage insurance premium
Income limits apply
DOWN PAYMENT ASSISTANCE
Up to $8,000 in down payment assistance offered by LPTFA
Income limits apply
